Finance & Rebates for Solar in Victoria
Make your solar, battery or heat pump installation more affordable with flexible finance options and eligible Victorian rebates.
Making Solar Affordable With Smart Finance
At Solution with Sam, we ensure that going solar is not just good for the environment - it's also financially achievable. From flexible payment plans to government-backed rebates, we help you access every benefit available.
Our finance partners include
Residential Finance
(solar, battery, heat pump)
Commercial Finance
(business solar solutions)
Commercial Leasing & Energy Finance Options
How this helps you
Easy approvals
Weekly/fortnightly payment structures
No heavy upfront cost
Finance + rebates = lower payback period
Key Rebates & Incentives Available in Victoria
Solar incentives in Victoria come from both state and federal programs. These reduce your upfront cost and improve return on investment - whether you’re a homeowner, business owner or dairy farm operator.
Federal STCs (Small-Scale Technology Certificates)
STCs reduce the upfront cost of solar, batteries and heat pumps. The value of STCs is applied directly as a discount on your quotation.
Solar Victoria - Solar Homes Program (Residential)
Eligible Victorian households can receive:
- Up to ~$1,400 rebate on solar panel installation
- Optional interest-free loan (equal to rebate amount)
- Support for solar hot water & heat pump systems
Official link: https://www.solar.vic.gov.au
Cheaper Home Batteries Program (Federal)
Providing an upfront discount of around 30% on eligible battery systems (applied via accredited installers). This can combine with STCs and Solar Victoria rebates.
Commercial Incentives (VEU Program & Others)
Businesses in Victoria can access incentives that significantly reduce the cost of:
- 30–100 kW and 100–200 kW commercial solar systems
- Dairy farm solar projects
- Commercial battery storage
These incentives can stack with federal STCs, improving ROI and lowering energy bills from day one.
Important: Program names, amounts and eligibility criteria change frequently. We’ll walk you through what’s available at the time of your quote and design your system to meet the relevant product and installer requirements.
How Solution with Sam Helps You Navigate Finance & Rebates
When you request a quote, we don’t just size panels and inverters - we also look at the financial side:
- Understand your goals - upfront budget, payback expectations, tax or depreciation preferences (for businesses).
- Design the right system - solar, battery and/or heat pump sized to your usage and tariff structure.
- Apply incentives correctly - we calculate the STC benefit, and factor in Solar Victoria and VEU style incentives where you’re eligible.
- Connect you with finance - if you choose, we’ll introduce you to Humm, Smart Ease or Grenke and provide all supporting documentation.
- Support with paperwork - guidance on rebate portals, product approvals and compliance requirements.
The result: a clear proposal that shows system cost, rebates, finance option and estimated payback – so you can make a confident decision.
Check the Latest Government Details
For the most accurate, up-to-date information on rebates, eligibility and product lists, please refer to these official government resources:
Solar Victoria - Solar Homes & Hot Water Programs
Australian Government - Government rebates and loans for solar & Cheaper Home Batteries
Clean Energy Regulator – Small-scale Renewable Energy Scheme (STCs)
Ready to Work Out Your Numbers?
If you'd like to see how finance and rebates could work for your home or business, share a recent power bill and we'll:
Estimate your potential savings
Show your approximate rebate and STC benefits
Outline finance options available through our partners